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Budgeting

Embracing Simplicity this Christmas

I was sitting with my kids in the playroom of our house the other day, and like I do probably at least once a week I thought to myself “Wow my kids have WAY too many toys!” Then I started thinking about the toys they will be getting this Christmas from my husband and I, Santa, and all of our relatives… and like some of you I started to get overwhelmed. WARNING – real life photo ahead of our actual playroom and my kiddos.

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It’s hard for me to share pictures of my playroom in all its glory. I have been trying to break my perfectionist habits, especially when it comes to my kid’s spaces. They are supposed to be messy. They are playing and learning, but you see so many perfectly manicured images of playrooms on social media it can be hard to accept anything less than perfection. But I wanted to share this picture with you all to show you that you are not alone in your mess.

 

There are certain things that I have found as I get older that stress me out more than others. The biggest one for me is clutter, mainly disorganization in general. So as I looked around at my messy, unorganized, overflowing playroom I decided the 10 presents we already had for the kids was going to be enough. 10 presents TOTAL for 2 kids, spent around $120 so they are not big gifts, and I decided I was done. Maybe because my kids are younger I am able to do minimal Christmas gifts, but I have been actively finding ways to keep Jesus the focus of this holiday season.

 

I digress… I wanted to do something more than just the usual give a bunch of gifts and call it a day (already working on an organizing game plan for the playroom, so stay tuned for that!). So, this is what I am focusing on giving my kids this year instead of buying any additional gifts:

 

A focus on giving back – It never ceases to amaze me that God puts me exactly where he wants me to be, when he wants me to be there. The same day I was thinking about how many new toys my kids will be getting for Christmas, I was in the mall with my mom and we walked by a giving tree. It is a local organization that has gift tags on a few Christmas trees, and you pick the tag of someone you want to buy a gift for. It has all age ranges, from newborn girls and boys to special needs adults. You have to return the gift with the assigned gift tag on it the weekend before Christmas, and they have these gifts available for people to pick from. I absolutely love this, and will be having my daughter come with me to pick out the gift and help me wrap it for the age group we picked. Although she’s 3, I want to instill in her now how important it is to give back when you are able.

 

Experiences are what make the season magical – I don’t know about you, but when I think back on my favorite Christmases, none of them are about what gift I got that year. I remember decorating Christmas cookies with my 3 siblings when I was young, and the Christmas concerts at elementary school. I remember one particular Christmas when my mom drove myself and my siblings from South Dakota to Colorado to see my grandparents in blizzard conditions for half of the trip. We made it safely to Colorado, but the fun of the road trip as a kid and spending time with my grandparents are what I remember most. I decided I am going to spend the money on gingerbread houses and baking supplies, going to Christmas festivals, volunteering in our community, and driving around in the car looking at Christmas lights drinking hot cocoa. These are the things I want my kids to remember.

 

Presence over Presents – I saw this during Christmas last year on my social media and I absolutely love this simple phrase. I have found myself going back to this phrase often this year, more than just during the Christmas season. The less I am focused on finding the perfect presents, buying those presents at the perfect price and wrapping them, the more time I have with my family. This year is the least stressful Christmas I have had in the last 5 years that I can remember, and I love it. I haven’t been able to get everything done as quickly as I wanted, but I am not stressed about any of it. It will all get done, and if it doesn’t that’s OK too. I have way higher expectations of the season than my kids do. If certain things don’t get done I will be the only one who knows it.

 

 

All of this boils down to one thing that I want to share – what you are doing is enough. If you want to buy your kids a bunch of gifts, do it! I am not judging anyone who chooses to spoil their kids with a bunch of gifts this Christmas, that is not my intention. Maybe you have older kids and splurged on getting them a tablet or phone this year, or maybe you can finally afford to buy your kids everything they want this year, and that is great! Just because I am choosing not to do that this year doesn’t mean I am judging or think anything is wrong with it (who’s to say I won’t be doing it in the coming years). This year I personally have just been craving simplicity as much as possible.

 

We put so much pressure on ourselves as parents, mainly all us moms, to give our kids the perfect Christmas. Your kids will think it’s perfect no matter what you buy them. Spend some time with them, watch a Christmas movie, go look at Christmas lights, play a game while drinking hot cocoa, put together a gingerbread house, the list goes on and on. What makes this season truly special, is slowing down and spending time with those you love most.

Thoughtful (and easy!) Gift Ideas for Women

*** This post may contain affiliate links, which means I may make a small commission at no extra cost to you. I only recommend products I 100% believe in and love, and by purchasing through my links you are helping support me as a stay at home mom. For more information click here. ***

 

Christmas time is here! And I couldn’t be more excited! If this is your first time here, I have already written a few times about Christmas and I can’t say enough how much I love this time of year.

I thought I would write up a gift inspiration post for those of you still looking for Christmas gift ideas for the woman in your life. I am putting together a few of my favorite things that I use personally and recommend to all of my friends. The best part about them? They are super easy to buy, but very thoughtful and will definitely be a gift anyone on your list will love!

 

Night In Boxes

If you haven’t read my review on the Date Night In Box my husband and I did in November, you are missing out (and can find it here!). Night In Boxes in a subscription date night box company that focuses on having meaningful and romantic date nights at home. I love how thoughtful everything was and it made my husband and I more intentional with our nights at home. They have Date Night In, Faith Night In (religious themed date night), and they also have Kids Night In for the kid(s) in your life. Everything is included (minus dinner!) and I couldn’t think of a more thoughtful gift to give. You can order by clicking here!

 

Fab Fit Fun Box

I haven’t been able to post a review for this box yet, but Fab Fit Fun is a seasonal subscription box filled with surprise goodies that appeal to all different women! The boxes are sent 4 times a year, and you can cancel your membership at any time. They do such a great job of having different items in their seasonal boxes. Their contents focus on health, wellness, beauty, and some fashion items as well. You can find more information here. I would love a box from them as a gift, and as a reader of my blog you can enter SAVETEN in the promo code box at checkout to save an additional $10 on your first box order (how cool is that?!?). You can see what has been in past boxes on their website as well if you are curious on past box contents. #FabFitFunPartner

 

Emily Ley

It’s no secret how much I love Emily’s products. I have posted reviews on 2 of her products so far (the Simplified Planner and her first book Grace, Not Perfection), and I am currently reading her newly released book that came out last month. Emily focuses on living simplified and being intentional each day. From her books to her planners, if someone in your life is craving simplicity and focusing on being intentional with their time you are sure to find something for her here. The planners help keep daily life simple and organized, and her books are something I read often to keep my mind and heart in the right place.

 

I wanted to write a gift inspiration post versus a guide so you can still feel like you are picking the gift yourself. These 3 ideas are sure to get you brownie points with whomever the gift is intended for! Again, so easy but so thoughtful, and ordering now you still have time for them to arrive before Christmas.

 

Do you have any go to thoughtful Christmas gift ideas, or just gift ideas in general? I would love to hear from you in the comments!

Simplified Planner – Walk Through & Review

**** This post may contain affiliate links, which means I may make a small commission at no extra cost to you. I only recommend products I 100% believe in and love. For more information click here. ***

 

I am a planner person. I like to write things down, and checking things off my to-do list as I do them. It makes me feel like I have accomplished more in a day when I can check something off a list.

I found a planner company about 5 years ago that I absolutely adored. I wrote in and used the same type of planner for 2 years in a row and thought I would never switch. It was when I had my daughter that I started falling off using my planner as often as I used to. I used it some, but not daily like I had before. And yet even though I barely used it I still ordered one every year.

Now, I am not one to say negative things about companies so I won’t name the planner company I was using before. They are great planners and they worked for me once, they just don’t work for me in this point in my life right now. After having my second child I fell off the planner wagon all together and in my 2017 planner I have written down 5 things. 5 things total. A few months ago I decided to look for a new planner that would better fit my needs in this season of life.

I had certain criteria that I was looking to meet when picking a new planner. It had to be simple, and for me that meant color coordination, clean lines, and space to accommodate my large handwriting. It needed to be on the somewhat smaller side as I wanted something I could keep in my purse but wouldn’t take up the entire thing. But it couldn’t be too small, because I needed to be able to read it of course! It had to be durable, because kids. And if possible, I wanted it to be pretty. First world problems I know, but who doesn’t like pretty things? It makes you want to use things more, at least for me personally!

 

All of this sounded like easy criteria to meet, but there are THOUSANDS of planners out there! And they are all great and worked for so many other people, but it was information overload for me when I was trying to narrow it down to one planner. Earlier this year I read Emily Ley’s Grace Not Perfection. I loved the book so much I started following Emily’s Facebook page. I had no idea that she had this wonderful line of planners that her book was actually inspired by called the Simplified Planner. So I decided to go to her website and check them out.

 

 

Looking at this planner on the website I immediately knew it was for me. The title is “Simplified Planner”, if that wasn’t a sign that I needed it in my life. There are two versions of this planner, the daily and weekly planner. The weekly planner gives a general overview of the entire day, versus the daily planner gives a very detailed breakdown of each day by hour. At this point in my life I don’t need to account for every hour of the day, so I decided to go with the weekly planner. I thought it would be fun to take a few pictures and show you what it looks like inside!

 

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Such a pretty little planner, I picked the Fancy Floral print and I adore it. That beautiful navy blue box underneath? That is what it arrived in. I am a sucker for pretty packaging, and this is already a perfect gift in my opinion all you would have to do is put a bow on this! This planner is not only pretty, but very durable. It is the side of a hardcover book as well as the durability of a hardcover book. And the edges are reinforced as well, which is genius because edges get damaged so quickly and can in turn damage pages. So far this planner is already meeting two of my criteria, pretty and durable.

 

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When you open the planner, on the first page there is a spot to put your name. On the next page you will find a note from Emily, but the next few pages are my personal favorites of the planner. Emily Ley is all about simplifying, and on this page she encourages you to simplify your life and recognize daily the things that matter.

 

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On the pages after this, there is a spread with the usual overview of the year along with a list of 2018 major holidays. The next page, a personalized 2018 Bucket List.

 

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In addition to a list maker and planner enthusiast, I find if I don’t write down my goals for the year I either won’t remember what they are. Or I don’t have something to come back to for inspiration or some way to track my progress. I was challenged last year by a friend to write down my goals so I have something to look at to remind myself of what I am working toward and I love how it held me accountable. The fact that this was in my planner, and in the front, is a great way for me to make sure it isn’t loss and something I can look at throughout the year and update as the year progresses.

 

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Very simple layout for the monthly overview, there is enough room on the days to mark important things and room on the left to make any notes. My favorite part you might not see right away, but it’s on the top of the right page. It’s a Simplicity Tip, and they are on every monthly layout of the planner. In the first 8 pages of this planner I am being encouraged and reminded to simplify my life. I am also being challenged, which I actually love. Being challenged to have goals and being reminded of what I am working toward is very rewarding for me personally.

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So, this is what the week layout looks like in the weekly planner. Very simple, and each day of the week is a different color which I love. Each day also has a little box to write your meal in for the day which is definitely going to help me with meal planning! Saturday and Sunday have the least amount of space to write, which I am fine with because those are the days I am spending with my family. Every Sunday there is a check list of simple reminders to help get you mentally prepared and refreshed for the week ahead. Again, I love how encouraging it is and it challenges me to prepare for the week ahead so I won’t get too overwhelmed.

 

At the end of the planner there is about 20 pages worth of space to write notes, lists, reminders, or whatever you decide! I love that it has so much room for this so I can have everything in once space. Did I mention yet that it also comes with stickers?!

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So there you have it! A sneak peek at this wonderful planner and what I love so much about it. It met all of my personal criteria and I cannot wait to start filling it in (more than I already have!). So I don’t seem too bias, I would say the only thing this planner doesn’t have that I wish it did is a place to put a pen. Because the weekly planner is hardbound like a book, there’s no coil (which was a big sell for me, I am not a plan of coil bound planners) so I can’t just put a pen in there. This wasn’t a huge deal for me because I keep a pen in my purse, but just something to keep in mind!

 

I love love love this planner and can’t say enough wonderful things about it! You can find them here, and you can also take a look around at the daily planner which may work perfectly for you! They have so many cute designs for both the weekly and daily planners, it was hard for me to choose which pattern I wanted. If you haven’t yet, I would also check out her book Grace Not Perfection that I also loved (you can find that here). That book ties in with her mission for these planners so wonderfully, and I plan to re-read the book at the beginning of 2018 so I can refocus on simplifying even more in the new year.

 

I also have to let you know that these will be ON SALE Thanksgiving Day through Cyber Monday, so if you have been wanting to buy one this discount is *huge* and something Emily maybe does twice a year. I will share more details on that tomorrow on my Facebook page here.

 

Do you have an Emily Ley Simplified Planner? If so I would love to hear from you! Let me know in the comments below if you have one, or what your favorite planner is!

4 Ways I Save Money on Zulily

When the desire to become a Stay at home Mom (SAHM) was laid on my heart, I dove into researching ways that I could save money. Because I didn’t know if this dream would ever become a reality, I felt saving money was the only thing I could help control to help make this dream happen. Going from two incomes to one, especially with a child, I was very passionate about finding unique ways to save money on everything possible. Whether that meant saving money on groceries, insurance, or cell phone plans, I researched for hours daily. (I go into full detail in my other blog post here.)

 

One of my favorite websites I came across during my research is Zulily. Zulily is a daily deal website, and they sell an assortment of items from clothes to home decor. Most of their deals last 48 hours, and once the deal is gone then your chance to buy the item is gone as well. Their deals are so good, and their items are unique and hard to find which I love! I visit their website a few times a week, and along the way I have found some ways that you can save money on their website/app.

 

One : Do Your Research

I love me a good deal… when it actually is one. I actually stumbled upon this tip by accident. I found something on Zulily that I loved, but one of the rules of their website is that it can take 2-6 weeks to receive your purchases. While some of their items can be shipped sooner (it will tell you that in the item details), this is normal. I found a sleeping bag for my daughter that I loved, but I needed it in a week.

 

I did a quick search on Amazon (thank you Amazon Prime!), and found the exact same item for the exact same price the advertised deal was on Zulily. Over the next months, before I bought anything on Zulily I would do a quick Amazon search to see if I could get the same deal (sometimes, I would get it cheaper!). Or if a specific brand was having a deal on Zulily, such as Carter’s or Gymboree, I would look on their company website to see if I could get the same deals. Because I have Amazon Prime I get free shipping, so I ordered that sleeping bag on Amazon for the exact same price as Zulily’s deal (minus shipping costs!). Speaking of shipping, that brings me to my next point.

 

Two : Only Pay Shipping Once

Zulily charges shipping on all of your orders, depending on how many items and how big they are the normal rate starts at $5.95. Maybe Amazon Prime has spoiled me, but oh boy do I find any way possible to NOT pay shipping. Ever. After I have done step 1 and done my research, I am make sure I am down to just one item and place an order. This lets me only pay a small shipping fee, normally the $5.95, and Zulily’s policy is any order placed after your first initial order of the day you will get free shipping on any other orders placed that same day. So, if I know I want to order more than one thing, I place an order with one of the items to get the smallest shipping charge possible. I then place a second order with the rest of the items I want on the same day and then I don’t have to pay shipping on them.

 

In addition to free shipping for any orders placed the same day after your initial order, they have a deal on the weekends (as of 10/17/17) where after you place your initial order you get free shipping the rest of the weekend. I try to remember this if I see something I love, if it can wait until Friday then I try to wait! That way I can get free shipping the rest of the weekend if needed.

 

Three : Only Buy Things You Love

My third point might be obvious, but for me it’s necessary. I only buy things on Zulily I absolutely love. For me, I try (read try) to only spend money on things that are necessary or that I absolutely love. While Zulily’s deals are definitely great and can help you save money, when I first discovered the app I found myself spending too much money too often when I opened their app daily. It’s hard to “save money” when you are spending $50 every day or more on a daily deal website.

 

So, I have my own boundaries that I set so I don’t spend too much money. If I can, I put something in my cart and leave it overnight. Since deals are typically 48 hours, I normally have 2 days to make my purchase. If I love it and can’t live without it, I buy it immediately. If I am on the fence at all, I wait. If it’s gone when I come back, then it’s gone. My personal rule of thumb is if it is over $50, I leave it in my cart overnight. Waiting for 24 hours helps limit my impulse spending, which in the long run saves me money!

 

Four : Tell Your Friends!

Zulily has a rewards program that for every friend you invite, you earn $15 when their first order ships. You can see the full details on their website, but I can’t think of a better way to earn some spending money!

 

So there you go! Four ways that I personally save money on Zulily. If you haven’t checked Zulily out, I highly recommend doing so! I love their stuff and so many of the things I wear and decor I have in my home that I have purchased from Zulily are the ones I get the most compliments on. Do you have any other ways that you save money while shopping on Zulily? I would love for you to share in the comments!

 

Kristen

 

Gift Guide for New Parents to be

**** This post may contain affiliate links, which means I may make a small commission at no extra cost to you. I only recommend products I 100% believe in and love. For more information click here. ***

 

 

I am in a season of life where a lot of my friends and family are having babies! One of my love languages is gift giving. Whether it be baked goods, a cup of coffee, or just something small like a book that reminded me of someone, I love giving to others. Some friends just told us they were expecting, and I have seen so many cute baby announcements on Facebook that I decided to put a gift guide together to help anyone looking to give the new parents to be a little something.

 

I am not an expert by any means, but having 2 babies of my own I love to share what I liked receiving as gifts once we announced our pregnancy, and thought I could share this with others. Of course you are free to get what you want, but I hope this guide helps. Everything I have listed is also under $25, so that is a bonus too!

 

Ultrasound Picture Frame

The first few months, especially if you are finding out the gender, it is hard to buy things not only because there will more than likely be a baby shower, but also you don’t know what to buy! Enter this adorable ultrasound picture frame. It is gender neutral, but perfect for the parents to be so they have somewhere to display their ultrasound pictures.

Pearhead Triple Ultrasound Frame

 

Don’t forget about Dad!

It’s easy in the excitement to forget about Dad, because for the entire pregnancy everything will be about Mom (rightfully so!! Having a baby is hard!!) and the baby. My husband and I found this book called Dude You’re Gonna be a Dad! after finding out I was pregnant with my first, and it was a lifesaver for him. He didn’t like hearing about mucus plugs or placentas or dilating… it grossed him out. But he also didn’t want to be completely clueless. He loved this book and gifts it to every new dad he knows.

Dude You’re Gonna be a Dad!

 

 

A Book for Baby

I loved receiving baby books for both of my kids. They are easy to store, don’t take up too much room, and babies don’t need a lot of toys for the first 6 months of their lives. Reading aloud to your kids, especially as babies, is so important! This was gifted to us and we still read it to the kids. Now that our daughter is 3, she asks questions when we read to her and she really enjoys this one.

God Gave Us You

 

Swaddle Blankets

I am a huge swaddle advocate! I swaddled both our kids and although our son hated being swaddled, they slept much more soundly than when they weren’t swaddled. I love these swaddle blankets because they can be used for other things! Blankets when they are older, burp rags, breastfeeding covers, and it helps that they are cute too. This is a fun gift to give because most people love gifting clothes and blankets as baby gifts.

Aden + Anais Disney Swaddle 2 Pack – Mickey

 

Gift Cards

I saved the most boring gift for last ;). Not everyone likes giving gift cards, but as someone who received way more clothes and toys than necessary a gift card was my absolute FAVORITE gift to get! Every parent is going to have their own preference on diaper rash cream, diapers/wipes, formula, bottles, pacifiers… the list goes on and on. Getting them a gift card will allow them to pick out what they need, when they need it, and they won’t feel guilty if they don’t like something. Trust me, as a mom of 2 I ask for gift cards all the time and I love to gift them just as much!

Amazon Gift Card

 

I hope this gift guide is helpful and easy on your budget! Do you have a signature baby gift you like to give to new parents to be? Or something you loved receiving when you shared the news you were expecting? I would love to hear from you in the comments below!

 

-Kristen

12 Financial steps I took to become a Stay-At-Home-Mom

Immediately after the birth of our daughter in summer of 2014, I knew I wanted to be a stay at home. Being a stay at home mom wasn’t something I had considered doing prior to her birth, and I didn’t even know if we could afford to do it financially. But when I started dreading going to work every day and found myself daydreaming about leaving my job, I knew I had to see if we could find a way to make this work.

 

When this overwhelming desire of my heart came to me after my daughter was born, I did a lot of praying. Whenever I have had something like this happen, I always pray about it and spend time in His word to ensure this is something He has laid on my heart. I feel like this is the most important thing to do when you are considering a major life transition. If it’s God’s plan, it will happen. During this time, I felt like God was telling me to wait, but if I was patient it would happen. While I waited, I started doing these things to help with the financial burden of going from 2 incomes to 1:

 

  • Go over, in very full detail, all of your expenses right now. Childcare, insurance, mortgage, car payment, gas, electric, water/sewer/garbage, tithe, cell phone, cable, student loans, groceries, gym membership, credit card, etc., and add it all up. Figure out how much you are spending now versus how much you make with both your income and your spouse’s.
  • Once you have figured that out, take out expenses that would go away once you leave your job. For us, it was childcare. We also spoke with our tax advisor*** and found a way to pay off our car loan and my student loan. With paying off those two things and deducting childcare costs, it was $1000.00 a month that was immediately deducted from our budget once I would be able to stay at home.
  • Now, compare your budget minus the bills that would go once you leave your job and see how realistic it would be. For us, that original budget minus $1000 of expenses that would decrease once I left my job was more than enough for us to live off with just my husband’s income.
  • If possible, try to just live off your spouse’s income while you are still working. For the last 6 months I was working, we lived solely on my husband’s income. Everything I made would be used toward the expenses we hadn’t paid off yet (childcare, car loan, student loan) and the remainder went to our savings.
  • During the time I was waiting to leave my job, we really focused on building up our savings account. We wanted at least 3 months’ worth of expenses in our savings account in the event of an emergency. We built it up while waiting, and after I left my job we had 6 months’ worth of my husband’s income in our savings account. This also helped me feel more confident about leaving my job, knowing we had that cushion.
  • Set a budget and stick to it. This one is HUGE! We personally have been following Dave Ramsey’s Financial Peace University and we love it. When we first started talking about me leaving my job, we found out we were spending over $100 in eating out a month! That is not only hard on my budget, but explained why I couldn’t lose the weight I wanted to. We set our budget to $50 for going out to eat, movies, coffee, etc. so we could do those things in moderation and not blow our budget.
  • Think outside of the box! I started doing research on ways I could save $20-$50 a month because that can add up fast! 2 examples of this:
    • Gym Membership – My husband and I are very active, so there was no way we were giving up our gym membership. Our gym charges $90 a month for a family membership. However, our insurance credits your bank account directly for $20 for up to 2 people if you have 12 gym visits a month (12 visits per person). That is $40 a month we would get back making our membership only $50 for a family. It also holds me accountable to get my butt moving! If I want that money back, I have to go to the gym.
    • Cell Phone – I started to do some research on how I could lower our monthly cell phone bill. Depending on the company you work for, you can get a huge discount on your plan! For us, we receive 27% off our data package just because of where my husband works. In addition, I found the credit card I have (check with your bank!) offers free cell phone insurance if you pay for your cell phone bill monthly on your credit card (up to a certain dollar amount per year). We were paying an extra $20 a month for cell phone insurance, and cutting that saved us $240 a year!
  • Figure out what is important to you. This might seem a little harsh, as well as obvious, but it’s true. Back to our budget scenario, I love Caribou Coffee. I also love drinking it as much as possible. When going through our budget, I had to make a decision on what is important to me. Was coffee more important, or was saving money so I can stay home more important? Now I only have Caribou a couple times a month versus a couple times a week. Can you get a more affordable car? Could you get rid of a car if you have two vehicles? Would you be OK cancelling any subscriptions that might be expensive? The more you can trim your budget, the better.
  • Purge! I went through every room in my house and decided to sell as much as I could and whatever I couldn’t sell I would donate. To date I have made about $400 from selling things we no longer need in our house just in the last 6 months. This also helped get rid of some of our clutter!! Go through your house, closets, garage, and whatever you don’t love, think about selling it. I have had the most success on Facebook Buy/Sell Groups.
  • Shop around – Could you find a cheaper cell phone plan elsewhere? What about a different insurance plan or gym membership? Shopping around could help save you money as well. We went with a different insurance plan this year and have saved $150 this year alone.
  • Side Hustle – I have been doing a lot of research on companies that let you work from home (non-phone jobs) with flexible hours. There are a lot of great companies out there that let you work as many hours as you want and are flexible on the times you work. Some of these companies include LionBridge, Appen, iSoftStone, and Leapforce. Other ways you can make money are blogging, direct sales, or even getting a flexible part time job!
  • Coupon/Shop the Sales – I have started using SwagBucks so I can earn cash back for shopping online. I also have some couponing apps on my phone so I can get money back on my grocery purchases – my favorites are Ibotta, Cartwheel (for Target), Checkout 51, Snap, and BerryCart. I also pay attention to the store sales and try to only shop for produce that is in season.

 

Here are some recent pictures of the kiddos! They are a constant reminder of what my husband and I are working toward.

I was able to leave my full time job in June 2015. I love being a stay at home mom! All of the tips I shared above have really trimmed our budget and we are thriving financially.

 

Have any tips that helped you become a stay at home parent or help you now that you are stay at home? I love hearing tips that help others stay on budget. Comment below, I would love to hear from you!

 

 

Kristen

 

 *** I am not a tax advisor or financial advisor. If you have any tax related questions, please consult your tax advisor. ***